Why you do [NOT] have to be financially stable to get married and/or have kids

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I hear a lot, both in and out of the church, about how important it is to be financially stable before getting married or starting a family. While the definitions for ‘financially stable’ may vary, you can quickly pick up on how people feel about the subject through both verbal and non-verbal cues. When a new couple announces their engagement, my first thoughts are how well the couple knows one another, while many others immediately look to the financial side. Although being financially stable- whatever that really means- may be used as a clue into someone’s deeper character- I honestly do not think it should be a determining factor when deciding to get married or have kids. Any family can work with some effort and creativity, and most importantly, love. Call me crazy, but contrary to the popular saying of how you can’t run a family on love, I truly believe you can- and here are some reasons why:

1) You will never be (financially) ready. What does that even mean- financially ready? Is there a set amount? I always love getting my friends’ feedback on my upcoming posts. It makes me view things from a variety of perspectives. A lot of my friends said that if you wait until you feel financially ready for marriage, it will never happen. And I tend to agree. It honestly breaks my heart when I hear people say they are waiting due to financial reasons. Life is so precious and while it is important to plan and not be careless, I don’t believe in allowing money to be a determining factor. And honestly, if it is, I would question the foundation of the relationship. A guy I was dating once made a comment about a couple with three kids who were looking to have another and they weren’t doing too great financially. His tone was enough to show his disapproval. It bothered me. How do you put a price tag on a child? What it really comes down to is what are you (not) willing to give up for another child? It just makes me sad. When I think back to my childhood, the best gifts my parents ever gave me were my siblings. I wouldn’t trade them for any laptop, dance classes, vacations, or anything else we tend to spend money on while saying we can’t afford a family.

2) Love has to be enough. Why? Simply put, if not, then the relationship is dependent on whatever it is you say needs to be there. Why is it that money problems are a leading cause of divorce? Because these relationships were not founded on true love (1 Corinthians 13). They were either founded on a good business deal or partnership or infatuation/lust, but don’t call it love. That is why the “money problems” break up marriages- it was never about love to begin with. Money can serve as a complement to your marriage so you don’t have to worry or stress about certain things but it should never serve as a substitute for love. Never equate someone’s ability to provide for you to how much they love you. With real love you can make anything work. Life is full of uncertainties. What happens if one becomes disabled? One loses their job? House burns down? When you base a relationship on the financial stability level, your relationship lacks the stability it needs to survive and that is why there are so many divorces related to money problems.

3) I’d rather live in a trailer park with 5 kids with love than a fancy house with one kid feeling unloved. Life is short and real love is rare. When you find it, you better hold onto it with all you have. A guy I was dating who owned his own home once asked if I still would had agreed to go out with him if he still lived at home with his parents. This question surprised me and I was somewhat shocked. A lot of thoughts immediately ran through my head. Did he really think that mattered to me? Did he think that made him more of a man because he didn’t live at home? Were his priorities the same as mine? Did he not understand why I liked him or what attracted me to him in the first place? In some ways I was offended. But as time went on, I learned why he had thought that. For many men that is part of what they are taught equates to success and being able to take care of a woman and family. While it was nice he had thought about those things, I came to later find out he lacked the one thing I desire above all else. True love. Genuine love. While you can make choices to put others first, you can’t make yourself love if you don’t have any love to give. A person knows when they are truly loved. At least I know.

4) True love is the best motivator. At the end of the day, the only thing that matters is how much we loved. While it’s certainly nice to have the latest gadgets and be debt free, these things won’t matter in the end. “He who dies with the most toys still dies.” I believe we were all called to live for something so much greater than this life. Sometimes we get so caught up planning for our future in this life that we forget to take the steps to plan for our future in the next. We don’t know how long we are here for and our time to leave could come at any moment. I see so many people my age that are miserable because they are so set on planning for the future. Don’t get so caught up on the future that you miss out on the present. One of the biggest regrets of so many old people is how much time they spent working. Enjoy today. Love. Real love comes from God and understanding of how much God loves us. “Anyone who does not love does not know God, because God is love.” -1 John 4:8 When we truly love our spouse and our kids, anything is possible and we can make anything work. And I don’t even like to call it work because, to me, loving and being loved is such a precious gift and makes everything worth it and so much better. I can’t wait to experience that kind of love with my future husband.

-the virgin heartbreaker

photo credit: epSos.de via photopin cc

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3 thoughts on “Why you do [NOT] have to be financially stable to get married and/or have kids

  1. I do not agree that love is all you need. There needs to be more for a relationship to last. I saw an article that I will drop a link to that I agree with quite a bit.

    http://markmanson.net/love

    As far as being “financially ready”, that only happens when people like Angelina Jolie have kids and have made a plan to have/adopt a family.

    It costs ~$250,000 to raise a child modestly without paying for their college. Most of that expense will be hospital bills and school supplies.

    So unless you really set it as a major goal in your life to raise a family and start preparing for it early on, then you’ll never really be ready for family life.

    Like

  2. I just so love this article had the same experience if a man has to be financially stable to marry it felt yes and no, coz really is there a set amount and if one of us has an income or not how do we live everyday anyway financially stable or not and if theres love we shouldn’t worry financial i think it all falls together of you are both working or focused on eachother and why you are together in the 1st place. It is nice to be financially stable and it helps bt i feel like it shouldnt stop you from marrying. Make the bond more special than money.

    Like

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